Kaloni te përmbajtja

Blerja e një prone në ndërtim në Shqipëri: pesë kontrolle para kaparit

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Para se të paguani kaparin për një pronë në ndërtim, verifikoni zhvilluesin, projektin, kontratën, mënyrën e pagesës dhe mundësitë tuaja nëse marrëveshja nuk zbatohet. Videoja shpjegon lidhjen mes këtyre pesë kontrolleve.

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A decision before a deposit

A beautiful apartment begins with a promise. Before you pay a deposit, understand what makes that promise enforceable. When buying off-plan in Albania, five checks deserve your attention.

Five checks

The developer. The project. The contract. Your payments. And your options if something goes wrong. Each check answers a different question about your investment.

01 / The developer

First, identify the company that will sign your contract. Check its registration, authority to sign, and available financial information. Establish who owns the land and whether the developer has the right to sell your particular apartment. A familiar brand name is not a guarantee from every company in the group.

02 / The project

Second, compare the offer with the construction permit and approved plans. Identify the exact floor, apartment, parking and storage. Check how the area is measured and which facilities are actually included. An independent technical adviser can assess matters that a legal document alone cannot establish.

03 / The contract

Third, check the contract and its registration. Albanian cadastral law provides for recording relevant off-plan contracts in the construction registers. Ask your lawyer to verify the procedure for the project's stage, and obtain evidence that your contract has been recorded. This is distinct from owning a completed, individually registered apartment.

Earlier mortgages

Earlier mortgages still matter. Where a lender's consent or release is required, the arrangement should bind the lender and identify your unit. A developer's assurance is not the bank's undertaking.

04 / Your payments

Fourth, negotiate a payment schedule linked to clearly defined, independently verified progress. Agree what evidence must be supplied before each instalment is due. Write down when a reservation payment can be refunded. There is no universal payment percentage that makes every project safe.

Protection for money advanced

If escrow or a payment guarantee is offered, examine who controls the funds, the release conditions and what happens if the developer fails. These protections must be available and properly agreed. Money in an ordinary developer account is not automatically protected for your benefit.

05 / Delay and remedies

Fifth, agree separate deadlines for construction, handover and ownership registration. Define permitted extensions, remedies for delay and the conditions for ending the contract. Consider how a refund or damages could actually be recovered. A favourable clause has limited value if there are no assets or effective security behind it.

Beyond the keys

At handover, inspect the apartment, record defects and verify the required use and transfer documents. Coordinate the final payment, any mortgage release and ownership registration. Taking possession and completing the legal transfer are different steps.

Before you commit

Before committing, ask for a clear written assessment of the seller, the approved project, your contract, payment safeguards and remedies. The right time to resolve these questions is while you can still negotiate, before your money is committed.

Tridens

Read the full Tridens guide on buying off-plan in Albania at tridenslaw dot com. For advice on a specific purchase, contact our team. This video provides general information; your transaction requires individual review.

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